As his three-year-old stepdaughter was being pulled from the family pool, Mr. Zellmer stood close by, calm, cool and collected.
And why shouldn’t he be? Three months earlier he had bought a life insurance policy on the child that would pay him $100,000 if she died, with another $100,000 going to his new wife.
Taking insurance out on people who are close to him seems to be a habit for Mr. Zellmer. He took out insurance in August of 1990 that would pay up to $25,000 for anyone injured in his car if that car was hit by an uninsured driver.
A few weeks later, he took his four-month-old stepson, Mitchel Komendant, to a hospital and said the boy was injured after the family’s car was rear-ended by a hit-and-run driver. The X-rays came back negative.
Three days later, Zellmer asked doctors to order new ones.
The new X-rays showed Mitchell had at least one broken leg.
Within a week, Zellmer tried to collect on the insurance policy - an effort he dropped after his wife signed a declaration saying there had been no car accident.
Hell? Yes!
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