Comments on: Reader Mail http://pysih.com/2007/06/27/reader-mail-2/ Your daily dose of evil Thu, 17 May 2012 07:50:53 +0000 hourly 1 http://wordpress.org/?v= By: legitimate home jobs http://pysih.com/2007/06/27/reader-mail-2/#comment-51436 legitimate home jobs Fri, 02 Oct 2009 00:04:32 +0000 http://66.197.131.105/2007/06/27/reader-mail-2/#comment-51436 Money often costs too much. Money often costs too much.

]]> By: Jason http://pysih.com/2007/06/27/reader-mail-2/#comment-42210 Jason Mon, 29 Jun 2009 18:35:37 +0000 http://66.197.131.105/2007/06/27/reader-mail-2/#comment-42210 There's some overlap, but the primary purpose of a plan is to limit the amount of coverage for a specific calendar year. Many plans provide insurance up to a capped expenditure per year, others provide a capped set of procedures and set a plan rate for payments. An example: Plan A provides a cap of 2000 dollars of benefit per calendar year. Plan B covers the first 1500 dollars of 6 fillings per year and 100% of two dental cleanings, along with one set of wing bite X-Rays and frontals. Plan C covers 50% of the first 1000 dollars of coverage then 80% of any overage up to 3000 dollars. These plans are picked over and chosen to cover the best benefit. I was born in the sticks, so I didn't have consistently fluoridated water, add that to my Cherokee heritage and I can floss my gums bloody and still walk out of a Dentist office with a few fillings. I prefer insurance over the plans, in that they typically are structured as something like, 80% of one, 50 % on orthodontics, 100% on cleanings, flat deductible. There’s some overlap, but the primary purpose of a plan is to limit the amount of coverage for a specific calendar year.
Many plans provide insurance up to a capped expenditure per year, others provide a capped set of procedures and set a plan rate for payments.

An example:

Plan A provides a cap of 2000 dollars of benefit per calendar year.

Plan B covers the first 1500 dollars of 6 fillings per year and 100% of two dental cleanings, along with one set of wing bite X-Rays and frontals.

Plan C covers 50% of the first 1000 dollars of coverage then 80% of any overage up to 3000 dollars.

These plans are picked over and chosen to cover the best benefit. I was born in the sticks, so I didn’t have consistently fluoridated water, add that to my Cherokee heritage and I can floss my gums bloody and still walk out of a Dentist office with a few fillings.

I prefer insurance over the plans, in that they typically are structured as something like, 80% of one, 50 % on orthodontics, 100% on cleanings, flat deductible.

]]> By: Ava http://pysih.com/2007/06/27/reader-mail-2/#comment-42198 Ava Mon, 29 Jun 2009 17:22:10 +0000 http://66.197.131.105/2007/06/27/reader-mail-2/#comment-42198 What are dental plans and how are they different from dental insurance ? What are dental plans and how are they different from dental insurance ?

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